Pengaruh Literasi Keuangan, Sikap Keuangan, dan Fintech Payment Terhadap Perilaku Manajemen Keuangan Mahasiswa

This research aims to analyze the influence of financial literacy, financial attitudes, and fintech payments on financial management behavior among undergraduate students at Putra Bangsa University. This research is quantitative, conclusive causality and the data analysis technique uses multiple linear regression. The total sample was 100 respondents using purposive sampling. The data collection technique uses a questionnaire. The data analysis used is instrument validity and reliability tests, classical assumption tests, multiple linear regression tests, hypothesis tests, simultaneous tests, and coefficient of determination tests. Data processing tools use SPSS for Windows version 25.0. The research results show that there is a positive influence of the financial literacy and fintech payment variables on financial management behavior, while the financial attitude variable has no effect on financial management behavior. This research implies that by understanding the factors that influence financial management, it is hoped that students can improve financial management behavior to achieve financial prosperity.